An independent agency that builds its own tools
Libertas exists because insurance buying shouldn't mean filling out a lead form and getting fifteen phone calls. We'd rather show you real rates and let the work speak.
The short version
Libertas Insurance is an independent agency headquartered in downtown Waco, founded and owned by Kyle Kriegel. Independent means we hold appointments with many carriers and owe allegiance to none of them — when you ask us to quote your home, auto, business, or fleet, the market competes for you.
What makes us unusual is that we build our own technology. Our online quoting platform pulls property and vehicle data automatically, sends your risk to A-rated carriers in real time, and shows you actual rates — not "estimates" engineered to harvest your phone number. Most agencies buy their websites from a template vendor; we'd rather engineer the experience ourselves and keep improving it.
What we believe
- Show, don't stall. If we can give you a real number in minutes, you should have it in minutes.
- Coverage first, price second. The cheapest policy that doesn't pay a claim is the most expensive thing you'll ever buy.
- Local accountability. When something goes wrong, you call our office — not a national call center.
Where we work
We're at 210 N 6th St, Waco, TX 76701, serving Waco, Temple, Killeen, and households and businesses across Texas. For specialty programs like self-storage facilities, we can write beyond Texas as well — ask us.