Quality Insurance Options for Your Storage Facility
Self-Storage Facility Insurance in Texas
Libertas Insurance provides insurance to self-storage facilities all throughout Texas.
As is the case with most businesses, self-storage facilities are subject damage, theft, and the liability that comes owning/renting a space. As the owner of a self-storage facility, you want to make sure you’re protected. Libertas Insurance will work with you to create an insurance package that will provide you with the protection you desire.
Here are some of the coverage options we offer to owners of self-storage facilities:
Business Property
Covers the facility's buildings, personal property, and other structures against damage from various perils like fire, wind, and vandalism.
Business Income
Protects against loss of income resulting from covered property damage.
General Liability
Covers bodily injury and property damage to others that occurs on the premises, including premises liability, products liability, and completed operations.
Customer Goods Legal Liability
Protects the facility owner from legal claims arising from damage, loss, or theft of customer's goods stored at the facility.
Sale and Disposal Liability
Protects against legal claims arising from the sale, removal, or disposal of customer property due to unpaid rent or abandonment.
Cyber Insurance
Safeguards the facility from costs associated with cyberattacks, data breaches, and other cyber-related incidents.
Tenant Insurance
While not a facility requirement, some facilities offer or require tenant insurance to cover customer belongings.
Additional Considerations
Flood Insurance: May be necessary for facilities in flood-prone areas.
Workers' Compensation: Required if the facility has employees.
Employment Practices Liability: Covers claims related to employment practices, such as wrongful termination.
Umbrella Liability: Provides additional liability coverage beyond the limits of other liability policies.
Importance of Specialized Coverage
Self-storage facilities have unique risks that require specialized insurance coverage. For example, customer goods legal liability is crucial for protecting against claims related to damage or loss of stored items. Similarly, sale and disposal liability protects the facility from legal issues that may arise from selling or disposing of abandoned property.
It's essential to work with an insurance agent experienced in the self-storage industry to ensure the facility is adequately protected with the right coverages and limits.
Contact an insurance specialist at Libertas Insurance to find a plan that’s right for you.
Get Self-Storage Facility Insurance
Libertas Insurance is here to help you find the right coverage for your business. Complete the form below and we’ll get in touch to review your options.
Getting insurance is easy.
- 1Fill out the form.
- 2We will go over your options with you.
- 3Get the coverage your business needs.
If you would rather call us to discuss your insurance needs or schedule a time in person, please call us today!
